CS/8611 · Regulated by SASRA & State Dept. of Co-operatives

Building Wealth,
Together.

A trusted multipurpose co-operative society empowering members through savings, credit, real estate and shared prosperity since inception.

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Apply Online Membership Form Loan Form Share Variation Guarantor Form
26+
Years of Service
1000+
Active Members
100%
Transparent
42
Properties Developed
"Pamoja Twafaulu"
Bangladesh Estate, Nakuru, Kenya
P.O. Box 13463-20100, Nakuru
+254-041 200 4682
info@sumatkenya.com
Mon–Fri: 8AM–5PM · Sat: 9AM–1PM
CS/8611 Registered Registered
LIVE
AGM 2026 — Notice issued New Share Capital Drive now open Dividend declaration: 12% for FY2025 Phase II of Greenview Estate now selling AGM 2026 — Notice issued New Share Capital Drive now open Dividend declaration: 12% for FY2025 Phase II of Greenview Estate now selling
AGM 2026 — Notice issued New Share Capital Drive now open Dividend declaration: 12% for FY2025 Phase II of Greenview Estate now selling
S
Pamoja Twafaulu

Together We Succeed

1998Est.
Who We Are

Built on Trust.
Driven by Members.

Sumat Multipurpose Cooperative Society Limited was registered on 29th October 1998, Certificate No. CS/8611, duly licensed by SASRA and the State Department of Co-operatives.

Our membership is drawn from Egerton, Laikipia, Maasai Mara, Kabarak and Kabianga Universities as well as direct members from Nakuru Town, united in a shared vision of prosperity.

Honesty & Integrity
Accountability
Professionalism
Transparency
Teamwork
Social Responsibility
Our Foundation

Vision, Mission & Objectives

Vision
Our Guiding Star

To be the best multipurpose co-operative society making a positive impact in the dynamics of social-economic growth in Kenya and beyond.

Mission
Our Purpose

To improve the economic and social wellbeing of members through investment opportunities, credit, savings and land services.

Objectives
What We Set Out To Do

Buy land and distribute to members via check-off system; enable savings and loan access; and invest in real estate for the benefit of all members.

Governance

Board of Directors

Our elected board provides strategic direction and oversight for the Society, ensuring transparency, accountability and member welfare at every level of governance.

Chairperson
Janet Bii
Chairperson, Board of Directors
SUMAT Kenya
Elected Board Member
Vice Chairman
Dr. Kibet Arap Ngetich
Vice Chairman
SUMAT Kenya
Elected Board Member
Treasurer
Ted Kipkemboi Muriu
Honorary Treasurer
Finance committee
Hon. Secretary
Celestine Jebet Rono
Honorary Secretary
Secretariat
Board Member
Paul Kiptoo Terer
Board Member
Member Affairs
EK
Supervisory Chair
Ezekiel Cherotich Korir
Chairperson, Supervisory Committee
Supervisory Committee
DB
Board Member
Dr. John Bett
Board Member
Member Affairs
WK
Board Member
William Cheptumo Kipchumba
Board Member
Member Affairs

The Board of Directors is elected by members at the Annual General Meeting (AGM) in accordance with the Society's Constitution and the Co-operative Societies Act. Board members serve in a voluntary capacity and are accountable to the membership. Contact the Secretariat →

What We Offer

Our Services

From land acquisition to financial services, Sumat provides a comprehensive suite of member-focused solutions.

Land Acquisition

We purchase and distribute land to members through a convenient check-off system, making land ownership accessible to all.

Enquire
Real Estate Investment

Strategic investment in commercial and residential properties for the benefit of members and sustainable returns.

View Properties
Savings Facilities

Flexible and secure savings plans that help members accumulate wealth over time with competitive interest rates.

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Loan Facilities

Access affordable loans for personal development, business ventures, or property investment at member-friendly rates.

Apply Now
Welfare Services

In times of need, Sumat stands with its members. Our welfare policy provides support during bereavement and hardship.

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Member Investment Returns

Our investments are structured to deliver attractive annual returns to members, ensuring your membership pays dividends.

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Stay Updated

News & Announcements

Stay informed on the latest Society decisions, property listings, AGM notices and member communications.

Notice June 2026
Dividend Announcement — FY 2025 Returns

The Board is pleased to announce member dividends for the financial year 2025. Eligible members will receive their returns as per the share register. Contact the office for…

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New Listing June 2026
Kabarak View Estate Phase IV — Pre-Registration Now Open

Sumat is pleased to announce the upcoming launch of Kabarak View Estate Phase IV. Members and the public can now register their interest ahead of the official Q3…

Read More
AGM Notice June 2026
Annual General Meeting — Notice to All Members

Members are hereby notified that the Annual General Meeting will be held as per the society's constitution. All members are encouraged to attend and participate in key decisions…

Read More
1998
Year Founded
5
Partner Universities
1000+
Active Members
26+
Years of Service
Real Estate Portfolio

Our Properties

Sold Out
Residential Land
Lanet Phase I — Plots
Lanet, Nakuru County
50x100ft
80 members
Fully settled
Become a Member

Join the Sumat Family

Sumat membership opens doors to exclusive land and property opportunities, savings schemes, affordable loans, annual dividends, and a community built on trust.

  • Access to exclusive land & property deals
  • Competitive savings interest rates
  • Affordable member loans
  • Annual dividend returns
  • Welfare support for members
  • Transparent democratic governance

Membership Interest Form

Our Members Come From

Partner Universities

Sumat membership is drawn from leading Kenyan universities and the broader Nakuru community, united in a shared vision of prosperity.

Egerton University
Laikipia University
Maasai Mara University
Kabarak University
Kabianga University
Resources

Documents & Downloads

Download, preview or fill our member forms online. Completed paper forms can also be submitted here for processing.

Membership
Membership Registration Form
PDF • 88.2 KB • 2 pages Entry fee: KES 500 (non-refundable)

Registration form for salaried members with payroll check-off deduction authority for share contributions.

Download PDF
Membership
Application for Membership (Form B)
PDF • 455.3 KB • 1 page Entry fee: KES 500 (non-refundable)

Official membership application form for new members joining Sumat. Includes personal data, next of kin, guarantors and share contribution sections.

Download PDF
Reports & Governance
Share Variation Form
PDF • 187.6 KB • 1 page For existing members only

Use this form to change your monthly share contribution amount. Submit to the Chairman, Sumat, P.O. Box 13463, Nakuru.

Download PDF
Finance & Loans
SUMAT Loan Application Form
DOCX • 106.4 KB • Multi-section For existing members only

Complete loan application form covering personal details, loan amount, repayment plan, and guarantor information for SUMAT loan products.

Download DOCX
Finance & Loans
Alternative Guarantors Form
DOCX • 102.3 KB • Guarantor section Required for loan applications

Submit this form when nominating alternative guarantors for your loan application. Must be completed by each guarantor and submitted alongside the main loan form.

Download DOCX
Get In Touch

Contact Sumat

Physical Address
Bangladesh Estate, Nakuru, Kenya
Postal Address
P.O. Box 13463-20100, Nakuru
Office Hours
Mon–Fri: 8AM–5PM · Sat: 9AM–1PM

Nakuru County, Kenya
Bangladesh Estate — our offices serve members from Egerton, Laikipia, Maasai Mara, Kabarak and Kabianga Universities as well as direct members across Nakuru County.

Registration: CS/8611 Registered • Est. 1998

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